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The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗
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Required Reading Alert: Borrowing to Attend Your Top Choice College
Thinking it’s worth taking out student loans to go to your first choice college instead of your second choice? Here’s what older Millennials have to say about their student loans.
It’s Graduation Time!
Where does the time go? It seems like just yesterday that they were learning to walk, and now my kids are graduating from college?!?
Student Loan Interest Rates for the 2023-24 School Year
Rising interest rates have resulted in increases in student loan interest rates for the coming year.
Who is on the hook for student loans?
An overview of the three primary types of student loans including insights into which loans don’t require a co-signer.
Student Loans: The Good, The Bad and The Ugly
It’s hard to hear the phrase “student debt” without “crisis” appended. But like most types of debt, there is “good” student debt and “bad” student debt. To understand the difference, it’s helpful to look at the economics of a college degree. A college education confers many benefits, but when evaluating debt the economic ones are key.
Loan Payments in Grace Period
Loan payment strategies to help you reduce your long-term loan balance.
Co-Signing Student Loans
If you’re among the 2/3 of families that will borrow to pay for college, you may be looking at private student loans as one of your options. Unlike federal direct student loans, private student loans typically require a co-signer. It’s vital that parents and others asked to co-sign understand what they are actually doing when co-signing a student loan.
Risks of Income-Based Repayment Plans
Income-based repayment, or IBR, can be a great option for recent college graduates who need some breathing room while getting started in a career. However, there are some real risks to it, especially for those who owe significant loan balances or are in career paths where the salary trajectory is fairly level.
Estimating Post-Graduation Loan Burden
Most teenagers struggle to have the foresight into the burden that student loans will cause. Help your student estimate that burden and the pros and cons of those impacts.
Student Debt Plateaus, but…
A new analysis of the National Postsecondary Aid Study in the New York Times shows that while there is good news– student debt levels are leveling off and perhaps even declining in inflation-adjusted terms– the reason for that is nothing to cheer about.
Interest Rates on Student Loans for 2018-2019
If you will be taking out loans to pay for college, you probably want to know what interest rate you’ll be paying. Unfortunately, the rates for the coming school year are not available yet. They’ll be set based on the 10-Year Treasury Note from the last auction before June 1.