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📌 Before You File the FAFSA

The new Simplified FAFSA is here! Here’s a quick video with some tips that will help you get through it with a minimum of chaos and maximum of financial aid. 🔗

Most recent posts

Featured
FAFSA and CSS How Tos and Pitfalls
FAFSA and CSS How Tos and Pitfalls
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It’s College Rankings Season
It’s College Rankings Season
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Student Aid Index vs Net Cost
Student Aid Index vs Net Cost

The FAFSA’s Student Aid Index gets a lot of attention, but net cost is what you should pay attention to.

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How Do You Get Financial Aid and Scholarships?
How Do You Get Financial Aid and Scholarships?
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Why College
Why College

Here's a suggestion: instead of focusing on which college your student should apply to or go to, think about why you want them to go to college. Why college opens doors.

Read More →
UTMAs and the FAFSA
UTMAs and the FAFSA

UTMA accounts are great for a lot of things. Financial aid isn't one of them. Here's what you need to know if your student has a UTMA.

Read More →

Highlights

Featured
FAFSA: Is it an Asset?

What is and isn’t an asset on the FAFSA? Here’s a quick “is it or isn’t it?” for you.

Comparing Financial Aid Awards

We’re almost there: acceptance letters are arriving and the May 1 decision day is right around the corner. For most families, how much schools cost is part of the decision making process.

New Year’s Resolutions

Happy 2023! Last year I made a New Year’s Resolution and kept it. That makes me a self-appointed expert on New Year’s resolutions. Here are some resolutions for parents planning for college— and my expert advice on how to keep your resolutions.

FAFSA Basics: Parent Assets

Parent assets seem to be the area that most families and planners focus on, despite the fact that they typically have the smallest impact on the formula of each of the components. Strategies and tactics to minimize parent assets abound, but for most families these result more in nibbling around the edges than actually making a significant dent in SAI.

Trends in College Pricing and Student Aid

The College Board’s annual Trends in College Pricing and Student Aid report was released recently. Among the headline findings: college tuition prices increased at extremely low rates for the second year in a row, reflecting both a combination of continued impacts of the pandemic and enrollment pressures from demographic trends.

FAFSA and CSS Profile FAQs for Divorced and Single Parents

Filing the FAFSA raises tons of questions for divorced parents. Here are some answers.

FAFSA Resources

Happy FAFSA Day! Are you completing the FAFSA for the first time this year? While you’re waiting for the site to load, here are some resources that will help you get through it with a minimum of chaos and maximum of financial aid.

New (School) Year’s Resolutions

I think Oregon is one of the last places in the US that starts school after Labor Day so my apologies if you’re no longer in back-to-school mode. Here are some resolutions your family might make for the coming school year. And, here’s hoping they don’t get broken as quickly as the typical New Year’s diet-and-exercise resolutions!

Categories

The FAFSA & CSS Profile

Featured
It’s Graduation Time!
FAFSA Simplification: What You Need to Know 2

Saving for College

Featured
It’s Graduation Time!
529 Plans: How to get Money Out
How Much Should You Save for College?
7 More Uses for 529 Funds
I Bonds for College Savings
Choosing a 529 Plan

Paying for College

Featured
College Tuition Is on Sale!
Got Work-Study?
Appealing a Financial Aid Award
Education Tax Credits: The AOTC and LLC
What Do You Do With Form 1098-T and 1099-Q?
Thinking of Transferring? Think Fast
 

Student Loans

Featured
Required Reading Alert: Borrowing to Attend Your Top Choice College
It’s Graduation Time!
Student Loan Interest Rates for the 2023-24 School Year
Who is on the hook for student loans?
Student Loans: The Good, The Bad and The Ugly
Taking out a Student Loan

Application Process

Featured
Appealing a Financial Aid Award
Comparing Financial Aid Awards
It’s Graduation Time!
Colleges Still Have Openings!
Year-End Checklist
Net Price Calculators

Miscellaneous

All blog posts

Ann Garcia Ann Garcia

Why College

Here's a suggestion: instead of focusing on which college your student should apply to or go to, think about why you want them to go to college. Why college opens doors.

Read More
Ann Garcia Ann Garcia

UTMAs and the FAFSA

UTMA accounts are great for a lot of things. Financial aid isn't one of them. Here's what you need to know if your student has a UTMA.

Read More
Ann Garcia Ann Garcia

FAFSA: Is it Income?

The FAFSA asks about income numerous ways: it collects your tax return data through the IRS Data Retrieval Tool and then poses a number of additional questions about income. So let’s look at those.

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